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Home » Miscellaneous Bond

Miscellaneous Bond

  • Fidelity Bond
  • Business Services Bond
  • Janitorial Bond
  • Others Not Listed

Fidelity Bond

fidelity bond is a form of insurance protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals. It usually insures a business for losses caused by the dishonest acts of its employees.

Business Services Bond

A business services bond, can also be known as a fidelity bond. This can often make things confusing for some businesses to know which of the two bonds is best for them to purchase.

Whilst a fidelity bond is issued to protect against loss of money due to employees who steal from the company, a business services bond is issued to protect a company whose employees work off site and instead work in the environment of a client. As with a fidelity bond, a business services bond can be easily obtained and at a reasonable cost to the business requesting it.

It is largely those who are landscapers, locksmiths, painters, plumbers, pet-sitters and janitors amongst other such companies who tend to have a business services bond in place. The bond acts as protection against liability should an employee be responsible for damages, breakages or theft of any kind whilst working at the site of a client. These client sites include residential properties, schools, hospitals and hotels or office blocks.

Any bond such as this, is a legally written contract between the employer, employee and issuing company. The bonds act as an insurance policy to ensure that the business is covered against deceitful acts from its employees. The business services bond can also act as a guarantee. It ensures current and potential customers a firm has carried out necessary background checks of its employees prior to hiring them. This bond is also proof that sufficient guards are in place should something untoward occur.

Janitorial Bond

Janitorial services is just one of many home cleaning services available. All have one thing in common. They are vulnerable to the dishonesty of their employees. Especially as they have access to money and personal property which is owned by a customer. It is for this reason that companies such as janitorial services have in place a janitorial bond.

A janitorial bond is one of many surety bonds available. It works along the same lines as many of these other bonds one of these is that it is easily obtained in a short period of time. However this one is slightly different to others as it is for those who provide home cleaning services only. Like with other bonds, it is there to protect a business against an employee who is untrustworthy and deceitful.

A janitorial bond offers protection to a business for incidents such as those mentioned, but it also acts as a guarantee that a business owner will conduct their business appropriately. This includes the paying of bills without defrauding the local public. A janitorial bond also offers protection to the client of a home cleaning service. It ensures a client protection in the event they should suffer a loss of property or money from a company employee. The bond is applicable for both full and part-time employees.

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